Child saving plans

Oct 15 2008

Brits 'failing to save'

A significant number of consumers in the UK are failing to put money into savings accounts.

According to figures produced by Lloyds TSB Consumer Banking, almost two in five Britons (37 per cent) are depositing less than they were six months ago, potentially meaning they are not saving for their children.

Although 55 per cent of adults questioned reported they are taking action to reduce their debt, it seems as though the impact of the credit crunch is taking its toll on UK consumer savings.

More than half of survey respondents reported that they are unable to put money away on a regular basis due to a lack of spare cash.

"Economic conditions are set to become more challenging and a healthy savings balance could prove to be a financial lifeline for some families during the economic storm," advised Lloyds TSB Consumer Banking managing director Ian Larkin.

Meanwhile, research published recently by Halifax found that children living in the greater London area of Harrow have the healthiest savings in the UK, with such individuals having an average balance of £2,193.
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