Child saving plans

Mar 11 2009

'Almost half' of savers now shop around

Those investing for children may want to join the savvy British savers currently shopping around to find the best rates.

A recent poll by Moneysupermarket.com finds that, with the Bank of England regularly slashing the rate of interest, 45.1 per cent of savers have either moved or are trying to move to a higher-paying account.

However, child savings may take a knock from the news that 21 per cent now say they no longer save at all, and are using their money to pay off existing debts.

Moneysupermarket.com's head of banking Kevin Mountford believes some savers are being punished for the mistakes of others, adding: "Savers are clearly being shocked into ensuring their hard earned money is working hard for them."

Parents interested in child savings are also being urged to take full advantage of the government's Child Trust Fund scheme, which allows tax-free income and gains.
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